Global Health Care Policy: In today’s interconnected world, people travel across borders more than ever—be it for work, education, tourism, or medical needs. But while crossing international boundaries is easier, dealing with unexpected health emergencies abroad can be daunting and financially draining. This is where the Global Health Care Policy steps in—a comprehensive health insurance…
Loss of Automatic Reenrollment Causes Drop in Health Insurance Coverage: A recent study published in JAMA Health Forum by researchers from the University of Pittsburgh, University of South Carolina, and Emory University reveals a concerning trend: the removal of automatic reenrollment for zero-premium health insurance plans has led to a significant decline in coverage among…
Insurance Q4 FY25 Outlook: The Indian insurance sector is projected to deliver a subdued performance in the fourth quarter of FY25, as analysts anticipate multiple headwinds impacting both life and general insurers. According to Yes Securities Limited, life insurance companies are grappling with shrinking value of new business (VNB) margins, primarily due to a shift…
Zentiva and Euractiv Unite Policymakers to Transform EU Health Policy: In a pivotal moment for the future of European healthcare, Zentiva, a leading provider in the off-patent pharmaceutical sector, joined forces with Euractiv to host a high-level Health Policy Conference in Brussels on May 22, 2025. The event brought together top EU policymakers, health experts,…
MEDISEP Revamp 2025: In a major development aimed at strengthening the welfare of Kerala’s state employees and pensioners, the government-appointed expert committee has submitted its recommendations to revamp the Medical Insurance Scheme for State Employees and Pensioners (MEDISEP). The core of this proposal lies in enhancing insurance coverage from ₹3 lakh to ₹5 lakh, coupled…
Hanwha Life Insurance Outlook Revised to Stable: In a significant development for the insurance sector, Moody’s Ratings has revised the outlook of Hanwha Life Insurance to stable, citing stronger profitability and robust capitalisation. This revision marks a vote of confidence in Hanwha Life’s ability to maintain its financial health in a changing economic environment. According…
Insurance Penetration Rises, but Indians Still Financially Exposed: India’s insurance landscape has undoubtedly evolved, with awareness and policy uptake on the rise. Yet, a new report—Suraksha Kavach Report 2025 by BajajCapital Insurance Broking Ltd.—uncovers a sobering contradiction. Despite increasing insurance penetration, a large majority of Indians remain financially vulnerable during real-world emergencies. While digital tools,…
Health Insurance in India Must Be Inclusive: India’s health insurance landscape has seen rapid evolution, yet several disparities remain unresolved. Health insurance accounted for a massive ₹1.18 lakh crore premium in FY 2024-25, forming about 36% of India’s general insurance premium. But a closer look at the data shows troubling asymmetries—both in terms of premium…
How Indians Are Paying Insurance Premiums in 2025: In a rapidly digitizing economy, Indian policyholders are embracing modern payment methods to fulfill their insurance premium commitments. According to a new report by Policybazaar, UPI (Unified Payments Interface) has emerged as the most preferred method for paying insurance premiums in India. The report reveals that in…
