SBI General Insurance: In a major leadership update, SBI General Insurance has appointed Mohd Arif Khan as the new Deputy Chief Executive Officer (Deputy CEO), marking a pivotal moment in the company’s ongoing transformation and expansion journey. With over 25 years of diverse experience in banking, primarily with State Bank of India (SBI), Khan brings strategic depth, operational expertise, and a proven track record in driving growth-oriented initiatives. Starting his illustrious career as a Probationary Officer in 2000, Khan steadily climbed the leadership ladder, making valuable contributions across critical functions such as retail banking, training and development, and digital transformation.
His most recent role as General Manager – Network-I at SBI’s Local Head Office in Thiruvananthapuram saw him spearheading major business and operational transformations. With his appointment, SBI General Insurance signals a sharper focus on innovation, customer-centricity, and organizational agility. The company, already one of the fastest-growing general insurance providers in India, is poised to leverage Khan’s strategic insights to enhance product offerings, expand its reach, and improve customer experience in both urban and rural markets.
Naveen Chandra Jha, Managing Director and CEO of SBI General Insurance, welcomed the new Deputy CEO with great enthusiasm, stating, “We are delighted to welcome Shri Mohd. Arif Khan to our leadership team. His vast experience and deep understanding of banking and risk management will be instrumental in propelling SBI General to new heights.” Khan echoed the sentiment, expressing his commitment to strengthening customer trust, launching innovative insurance products, and expanding the company’s presence in underserved and rural regions. His academic credentials include a post-graduate degree in Mathematics, and certifications from ISACA (USA) and IIBF, further strengthening his leadership profile.
Who Can Apply for SBI General Insurance Policies?
SBI General Insurance offers a diverse range of products suitable for various individuals and business entities. The following groups are eligible to apply for general insurance policies:
- Individuals (18 years and above)
- Families seeking health, travel, or vehicle insurance
- Business owners and SMEs
- Vehicle owners (two-wheeler, car, commercial vehicles)
- Farmers under crop and rural insurance
- Corporate clients for group and employee coverage
Each policy may have unique eligibility criteria based on the type of insurance. For example, health insurance may require medical history, while motor insurance requires vehicle registration details.
Also read: Navigating Growth: Insights into the Life Insurance Sector
SBI General Insurance Fees and Premium Details
The insurance fees or premium vary based on several factors:
| Insurance Type | Starting Premium (Approx.) | Coverage Provided |
|---|---|---|
| Health Insurance | ₹2,500/year | Up to ₹5 lakhs family floater |
| Motor Insurance | ₹1,000/year | Own damage + third-party liabilities |
| Travel Insurance | ₹200/trip | Trip delays, loss of baggage, etc. |
| Home Insurance | ₹1,500/year | Fire, theft, natural calamities |
| Business Insurance | Custom quote | Property, liability, cyber coverage |
Premiums can be paid monthly, quarterly, or annually, and discounts may be offered for long-term policies or digital purchases.
How to Use SBI General Insurance Policies
Once you’ve purchased a policy, you can easily manage and utilize it via:
- SBI General Insurance Mobile App: For claims, renewals, policy downloads.
- Customer Portal: Access 24/7 through.
- Toll-Free Helpline: For claim support and documentation assistance.
- Partner Hospitals/Garages: Use cashless facility for health/motor claims.
To raise a claim, ensure you notify the company within the specified time window, upload necessary documents (like bills or FIR), and track your claim status online.
Benefits of SBI General Insurance Policies
Choosing SBI General Insurance brings multiple benefits:
- Nationwide Network: Over 22,000+ cashless hospitals and garages.
- Strong Legacy: Backed by the SBI brand and nationwide trust.
- Customizable Plans: Flexible plans tailored to various needs.
- Quick Claim Settlement: Fast and transparent processing.
- Digital Accessibility: Mobile-first experience for all users.
Whether you are looking to insure your health, travel, car, or business, SBI General offers comprehensive coverage at competitive premiums with the trust of India’s largest banking group.
How to Apply for SBI General Insurance
Applying for SBI General Insurance is simple and can be done both online and offline:
Online Application:
- Visit sbigeneral.in
- Choose your desired policy (health, motor, home, etc.)
- Fill in basic details (name, age, vehicle/health data, etc.)
- Get instant premium quote and pay via UPI/card/net banking
- Receive e-policy on email instantly
Offline Application:
- Visit nearest SBI branch or authorized insurance agent
- Submit KYC documents and fill physical application form
- Make payment and receive policy document in hand or via post
Important Dates
| Event | Date |
|---|---|
| Mohd Arif Khan Appointment | June 2025 |
| New initiatives rollout | Q3 & Q4 of FY 2025-26 |
| Peak renewal period | March – April every year |
| Upcoming Product Launches | To be announced soon |
Disclaimer
This article is for informational purposes only. All premiums, benefits, and features mentioned are subject to change based on the official policies of SBI General Insurance. Readers are advised to check the official website or consult an authorized insurance advisor before purchasing any policy. SBI General Insurance holds the final authority on policy terms and conditions.
SBI General Insurance
The appointment of Mohd Arif Khan as Deputy CEO marks a bold step for SBI General Insurance toward greater operational efficiency and strategic expansion. His appointment reflects the organization’s commitment to delivering excellence in general insurance services, backed by innovation and customer-first strategies. Khan’s rich experience in the banking industry will be instrumental in refining the company’s digital capabilities, distribution networks, and product innovation.
Under Khan’s leadership, we can expect SBI General Insurance to introduce tailored insurance products that cater to the unique needs of India’s growing consumer base. As the insurance market in India becomes more competitive and digital-driven, SBI General’s strong foundation and leadership agility will set it apart. Moreover, the brand’s association with SBI gives it an edge in penetrating deeper into tier-2 and tier-3 cities, ensuring financial protection reaches every Indian household.
For consumers, this leadership transition means improved claim experiences, better digital integration, and more reliable insurance solutions. With accessible plans, affordable premiums, and customer-centric policies, SBI General Insurance remains one of the most trusted insurers in India today.
As we move into the next financial cycle, keep an eye on SBI General for new initiatives, enhanced customer experience, and more robust insurance offerings—all guided by the experienced hand of Deputy CEO Mohd Arif Khan.
SBI General Insurance FAQs
1. Who is Mohd Arif Khan and what is his new role?
Mohd Arif Khan is a seasoned banking professional with over 25 years of experience at State Bank of India. He was recently appointed as the Deputy Chief Executive Officer (Deputy CEO) of SBI General Insurance, where he will lead key strategic, operational, and digital transformation initiatives.
2. What types of insurance does SBI General offer?
SBI General Insurance offers a wide range of general insurance products including Health Insurance, Motor Insurance, Travel Insurance, Home Insurance, Personal Accident Insurance, Crop Insurance, and Business/Commercial Insurance. These policies are tailored for individuals, families, SMEs, and corporates.
3. How can I buy an SBI General Insurance policy?
You can buy a policy through their official website, mobile app, or by visiting your nearest SBI branch. Online purchases are easy with digital KYC, premium calculator, and instant e-policy issuance.
4. Is SBI General Insurance safe and reliable?
Yes, SBI General Insurance is backed by State Bank of India, one of India’s most trusted financial institutions. It is known for its strong claim settlement ratio, vast network, and transparent customer service.
5. Can I claim insurance online with SBI General?
Absolutely. SBI General allows policyholders to intimate and track claims online through its mobile app or website. You can upload documents, check claim status, and even opt for cashless services through its network of hospitals and garages.
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