Insurance Penetration Rises, but Indians Still Financially Exposed: Suraksha Kavach Report 2025

Insurance Penetration Rises, but Indians Still Financially Exposed: India’s insurance landscape has undoubtedly evolved, with awareness and policy uptake on the rise. Yet, a new report—Suraksha Kavach Report 2025 by BajajCapital Insurance Broking Ltd.—uncovers a sobering contradiction. Despite increasing insurance penetration, a large majority of Indians remain financially vulnerable during real-world emergencies. While digital tools,…

Insurance Penetration Rises, but Indians Still Financially Exposed

Insurance Is a Risk Cover and Not an Investment: Don’t Confuse the Two

Insurance Is a Risk Cover and Not an Investment: Insurance is often misunderstood in personal finance. Many individuals view it as a form of investment, expecting returns and wealth creation from it. However, the fundamental purpose of insurance is risk coverage, not wealth accumulation. This misunderstanding can lead to poor financial planning and jeopardize future…

Insurance Is a Risk Cover and Not an Investmen

A Complete Guide to the Insurance Sector: Overview, Eligibility, Benefits & Application Process

A Complete Guide to the Insurance Sector: The insurance sector plays a crucial role in the modern financial ecosystem, offering protection against unforeseen events through legally binding agreements known as insurance contracts. At the heart of this industry is the principle of risk-sharing. One party, typically the insurer, assumes the responsibility of covering financial losses…

A Complete Guide to the Insurance Sector

How to Avoid Insurance Claim Rejections: Top Mistakes to Watch Out For

How to Avoid Insurance Claim Rejections: Insurance claims are designed to provide financial protection when unexpected challenges arise. Whether it’s a medical emergency, vehicle damage, or property loss, policyholders rely on insurance companies to cover their expenses. However, many claims get rejected due to various reasons, leaving individuals in a stressful financial situation. The frustration…

How to Avoid Insurance Claim Rejections